At East Coast Motor Club, we make auto insurance simple. Get the protection you need at a price that fits your budget—all backed by personalized service from a team that’s here for you.
Auto insurance protects you financially if you’re in an accident or your vehicle is damaged, stolen, or involved in another covered event. In New York, auto insurance is required by law—and having the right coverage gives you peace of mind on the road.
We do the right thing, always. Our clients trust us because we're honest and transparent.
We build long-term relationships based on trust, respect, and reliability.
Real people, real support, when you need it most.
We're proud to support and give back to the communities we serve.
Whether you’re commuting in the Bronx, running errands in Queens, or road-tripping upstate—we’ve got you covered.
We shop multiple top-rated insurance carriers to find you the best coverage at the best price—without compromising on service.
Yes. New York requires all registered vehicles to carry auto liability insurance. New York also requires Personal Injury Protection (No-Fault) and uninsured motorist coverage.
Driving without the required insurance can result in serious penalties, including registration suspension, fines, and possible driver’s license suspension or revocation. New York can impose a $750 civil penalty following a revocation for operating without insurance.
The cost of auto insurance varies based on your individual situation, including your vehicle, driving history, location, coverage limits, and other factors. The best way to find your rate is to request a personalized quote.
Yes, you may be able to obtain SR-22 insurance if you meet the insurer’s requirements. An SR-22 is a certificate of financial responsibility filed with the state to verify that you meet the required auto insurance coverage. It is often required after certain driving violations or license suspensions. Contact your insurance provider to determine whether you need an SR-22 and to discuss your coverage options.
Your auto insurance rate can depend on several factors, including your driving record, vehicle, coverage choices, where you live, vehicle usage, and other rating factors. Rates can vary significantly between insurance companies.
If you’re involved in an accident or experience a covered loss, contact your insurance company as soon as possible to report the claim. We can also help guide you through the process and answer questions about your coverage.
